Don't wait until retirement to find out your not financially ready for retirement.
Once upon a time, scams came in the form of clunky emails riddled with typos or too-good-to-be-true lottery wins. These days? The tactics are smoother, the impersonations more believable, and the emotional pressure far more calculated.
Why the shift?
Two letters: AI.
Snowballs and avalanches aren't normal warm weather conversations, unless you're talking about paying off debt.
How you grew up can impact your financial habits and views. Where do you fall within the following groups?
Hancock Group Employees and Associates Foundation Awards Scholarship to Amara Jackson
Your investing mindset can shape how you make decisions, respond to volatility, and pursue financial goals. Without a strategy that aligns with that mindset, it’s easy to make impulsive choices or lose sight of your long-term plan. The good news? You don’t have to be a market expert to invest.
Having a bucket list for after retirement is great, but do you have a bucket plan that will allow you to check items off that list?
Today, the average college graduate owes $38,375 in debt, while the average salary for a recent graduate is $68,516.
Preparing for college means setting goals, staying focused, and tackling a few key milestones along the way—starting in the first year of high school.
Whether through inertia or trepidation, investors who put off important investment decisions might consider the admonition offered by motivational speaker Brian Tracy, "Almost any decision is better than no decision at all."
This investment inaction is played out in many ways, often silently, invisibly, and with potential consequences to an individual’s future financial security.
Let's review some of the forms this takes.
April is National Financial Literacy Month, providing an excellent opportunity to enhance your understanding of personal finance. Whether you're starting your financial journey or have years of experience, improving your knowledge of saving and budgeting is always beneficial.
Tax season can bring a bit of relief, especially if you’re one of the lucky ones receiving a tax refund. While it’s tempting to splurge on that new gadget or a vacation, consider the future implications of how you choose to use this influx of cash. Investing all or part of your tax refund can be a powerful step towards securing your financial future.
As we move through the month of March, it’s time to celebrate National Credit Education Month. This initiative highlights the importance of understanding credit and empowers consumers to take control of their financial futures. One of the most fundamental aspects of credit education is understanding credit scores—what they are, how they are calculated, and steps you can take to improve them.
